Answer :
In some cases, it is safe to avoid insurance because it may not be needed.
What is insurance?
Insurance is when a third-party promises to indemnify the insured for losses they might suffer in the future in exchange for agreed upon payments.
For example, a person may take a catastrophic insurance. If an earthquake or a flood occurs, the insured would be paid.
To learn more about insurance, please check: https://brainly.com/question/17548705
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